The Internal Revenue Service (IRS) has released the 2026, inflation-adjusted limits for Health Savings Account (HSA) deposits, effective for the 2026 calendar year.
Coverage Level | Amount
|
Self-Only Coverage | $4,400 |
| Family Coverage | $8,750 |
| Catch-Up Coverage (Age 55 or older) | $1,000 |
Coverage Level | Coverage Level Minimum Annual Deductible | Maximum Annual Out-of-Pocket Limit |
Individual | $1,700 | $8,500 |
| Family | $3,400 | $17,000 |
The 2026 Excepted Benefit Health Reimbursement Arrangement (EBHRA) contribution limit is $2,200, also effective for the 2026 calendar year.
No additional action is required as Paylocity will update its system for the new, increased limits, with an effective date starting January 1, 2026.
Thank you for choosing Paylocity as your Payroll Tax and HCM partner. This information is provided as a courtesy, may change, and is not intended as legal or tax guidance. Employers with questions or concerns outside the scope of a Payroll Service Provider are encouraged to seek the advice of a qualified CPA, Tax Attorney, or Advisor.
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